Jobs

Job highlights
MBA/PGDBA/PGPM/CA with 11+ years in credit management and strong knowledge of credit underwriting
Manage end-to-end credit approval, lead a team, and ensure compliance with regulations

Job description

We are looking for a skilled Regional Credit Manager to manage all activities pertaining to the sanction life cycle of all borrower accounts in Mumbai. The ideal candidate will have 11-31 years of experience and support and co-partner with business teams to manage end-to-end credit approval for the designated region.

Roles and Responsibility
Manage end-to-end credit approval for the designated region.
Underwrite for all customer segments for corporate finance products and present to senior level.
Authorize deviations raised and documented by underwriters in compliance with credit policy.
Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests.
Lead a team of credit approvers to ensure portfolio quality and manage delinquencies.
Develop, implement, review, and monitor various credit programs, providing training and coaching to upgrade team competency and improve processing efficiency.
Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission, eliminating undue delays.
Coordinate with the recoveries team and generate business insights.
Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio.
Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems.

Job
MBA/PGDBA/PGPM/CA or equivalent degree.
Minimum 11 years of experience in credit management or a related field.
Possess strong knowledge of credit underwriting, risk assessment, and financial analysis.
Demonstrate excellent leadership and team management skills.
Exhibit strong communication and interpersonal skills.
Ability to work in a fast-paced environment and meet deadlines is essential.